These charts reflect our lowest rates, which include
a .50% discount for automatic payment or payroll
deduction from a CFCU checking or savings account.
Each member's interest rate will be determined
individually; based on the amount financed,
loan term and credit history.
Rates are subject to change without notice.
Rate changes are generally posted by noon each day.
Rates are effective as of August 13, 2008
| Vehicle Loans |
Term
(Years) |
Rate****
|
APR*
|
Terms
(Months)
|
|
| New Vehicles (Up to 100% Financing) |
5
|
5.29%
|
5.49%
|
60 |
Calculator |
| New Vehicles (Up to 100% Financing) |
6***
|
5.79%
|
5.99%
|
72 |
Calculator |
| New Vehicles (Up to 100% Financing) |
7***
|
6.04%
|
6.24%
|
84 |
Calculator |
| Used Vehicles (Up to 100% Financing) |
5
|
5.79%
|
5.99%
|
60 |
Calculator |
| Used Vehicles (Up to 100% Financing) |
6***
|
6.29%
|
6.49%
|
72 |
Calculator |
| Used Vehicles (Up to 100% Financing) |
7***
|
6.54%
|
6.74%
|
84 |
Calculator |
| RVs & Personal Watercraft (New) |
2 - 5
|
6.49%
|
6.49%
|
60 |
Calculator |
| RVs & Personal Watercraft (New) |
6
|
6.99%
|
6.99%
|
72 |
Calculator |
| RVs & Personal Watercraft (New) |
7 - 12**
|
7.24%
|
7.24%
|
144 |
Calculator |
| RVs & Personal Watercraft (Used) |
2 - 5
|
6.99%
|
6.99%
|
60 |
Calculator |
| RVs & Personal Watercraft (Used) |
6
|
7.49%
|
7.49%
|
72 |
Calculator |
| RVs & Personal Watercraft (Used) |
7 - 12**
|
7.74%
|
7.74%
|
144 |
Calculator |
*APR = Annual Percentage Rate
**Actual term based on amount financed
***6 Years (Minimum loan: $15,000); 7 Years (Minimum loan: $25,000)
****Rates are as low as rates shown
Go To Loan Application | Go To Calculators | Back to Top
Rates are subject to change without notice.
Rate changes are generally posted by noon each day.
Annual Percentage Rates (APRs) effective as of August 13, 2008
Personal Loan
| Term |
APR* |
| Based on amount financed |
As low as 12.90% |
Secured Loan, Secured by a Share Certificate
| Term |
APR* |
| Term of the Certificate |
Certiifcate Rate + 2.57% |
*APR = Annual Percentage Rate
Click here for First Mortgages
Click here for Home Equity Loans & Lines of Credit
Disclosures
Savings and Checking
Disclosures
The following rates were declared for the month ending July 31, 2008.
The dividend rate for the month ending August 31, 2008
will be declared by August 31, 2008.
Rates are subject to change without notice.
Dividend rates are declared on the last day of the month in which they are paid.
| Savings |
Minimum Balance
|
Dividend Rate*
|
APY**
|
Term
|
| Primary Savings |
$25
|
1.25%
|
1.26%
|
n/a
|
| MySavings* |
$25
|
6.77%
|
7.00%
|
n/a
|
| Accumulative IRA/Roth IRA |
$25
|
1.26%
|
1.26%
|
n/a
|
| Checking*** |
$500
|
0.25%
|
0.25%
|
n/a
|
| New Solutions Checking**** |
$25
|
0.00%
|
0.00%
|
n/a
|
*Dividends are calculated on the full balance in the account using the dividend rate that corresponds to the applicable tier. Rates are not guaranteed and are subject to change without notice. See branch for more details on MySavings.
**APY = Annual Percentage Yield
***Minimum Balance of $500 to earn dividends
****This account does not earn dividends.
Rates are today's rates, but are subject to change without notice.
| MarketEdge & MarketEdge IRA |
Minimum
Balance
|
Dividend Rate*
|
APY**
|
Term
|
| MarketEdge $100,000 & up |
$100,000 |
3.10% |
3.15% |
n/a |
| MarketEdge $50,000 to $99,999.99 |
$50,000 |
3.05% |
3.10% |
n/a |
| MarketEdge $25,000 to $49,999.99 |
$25,000 |
3.00% |
3.05% |
n/a |
| MarketEdge $10,000 to 24,999.99 |
$10,000 |
2.96% |
3.00% |
n/a |
| MarketEdge $2,500 to $9,999.99 |
$2,500 |
2.96% |
3.00% |
n/a |
| MarketEdge $2,499.99 |
- |
0.30% |
0.30% |
n/a |
*Dividends are calculated on the full balance in the account using the dividend rate that corresponds to the applicable tier. Dividends will be compounded daily and will be credited to your account every month. Rates are not guaranteed and are subject to change without notice.
**APY = Annual Percentage Yield
Back to Top
Share Certificates & IRA/Roth Share Certificates
Disclosures
6/9 month are available in IRA/Roth Share Certificates.
Rates are effective as of August 13, 2008.
Rates are subject to change without notice.
Rate changes are generally posted each Wednesday morning.
| Certificates |
Minimum
Deposit |
Dividend Rate |
APY* |
Term |
| 3-Month** |
$500 |
2.80% |
2.84%
|
3 |
| 6-Month** |
$500 |
2.90% |
2.94% |
6 |
| 9-Month** |
$500 |
3.00% |
3.05% |
9 |
| 1-Year** |
$500 |
3.40% |
3.46% |
12 |
| 1-Year SuperShare50** |
$50,000 |
3.45% |
3.51% |
12 |
| 1-Year SuperShare100** |
$100,000 |
3.50% |
3.56% |
12 |
| 2-Year** |
$500 |
3.50% |
3.56% |
24 |
| 2-Year SuperShare50** |
$50,000 |
3.55% |
3.61% |
24 |
| 2-Year SuperShare100** |
$100,000 |
3.60% |
3.67% |
24 |
| 3-Year** |
$500 |
3.60% |
3.67% |
36 |
| 3-Year SuperShare50** |
$50,000 |
3.65% |
3.72% |
36 |
| 3-Year SuperShare 100** |
$100,000 |
3.70% |
3.77% |
36 |
| 4-Year** |
$500 |
3.70% |
3.77% |
48 |
| 4-Year SuperShare50** |
$50,000 |
3.75% |
3.82% |
48 |
| 4-Year SuperShare100** |
$100,000 |
3.80% |
3.87% |
48 |
| 5-Year** |
$500 |
4.00% |
4.08% |
60 |
| 5-Year SuperShare50** |
$50,000 |
4.05% |
4.13% |
60 |
| 5-Year SuperShare100** |
$100,000 |
4.10% |
4.18% |
60 |
Rates are subject to change without notice.
*APY = Annual Percentage Yield
**Subject to early withdrawal penalty
For additional information please call us at: 800-232-8101.
Disclosures
Back to Top
Secured Loan, Secured by Regular Savings
| Term |
APR* |
| 1 Year interest only |
Share Rate+2.75% |
| 12 to 24 months |
Share Rate+3.00% |
| Up to 36 months |
Share Rate+3.25% |
| Up to 48 months |
Share Rate+3.50% |
| Up to 60 months |
Share Rate+3.75% |
Credit Cards
Please contact CFCU for more information.
| Term |
APR* |
| Platinum VISA® & Platinum MasterCard® Rates Starting as Low as |
9.90% |
Personal Line of Credit
| Loan Type |
APR* |
| Personal Line of Credit rate starting at |
9.90% |
