BRANCH LOCATIONS : ATM/SHARE BRANCH LOCATIONS : CONTACT US : ABA Routing #321075947
800-232-8101
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   Consumer Loans 

Chevron Federal Credit Union offers loans for nearly every personal borrowing need, including:

  • Auto loans
  • Boat and personal watercraft loans
  • Recreational vehicle (RV) loans
  • Personal loans
  • Unsecured Lines of Credit
  • Share- and Certificate-Secured loans
  • Credit Cards

Our loans are available with a variety of terms and repayment options and the low interest rates you expect from your credit union!

Stop by your branch today or give us a call at 510-627-5000 or 800-232-8101 to see how we can tailor a loan to meet your needs.
 
Build — or Rebuild — Your Credit History

If you are just starting to build a credit history, or trying to rebuild damaged credit, CFCU has loan options for you.

Personal Loans

Members with minimal credit history are now eligible for:

  • An auto loan up to $15,000
  • An unsecured line of credit up to $2,000.

To qualify for either of the two loans, you must have:*

  • Two current paystubs
  • Minimal credit
  • No derogatory history
  • Completed the “Credit Matters” course on www.balancetrack.org with a score of 90% or higher

*Other restrictions may apply.

Share Secured and Certificate Secured Loans

Share/Certificate Secured Loans and Share Secured Lines of Credit allow you to borrow money against your Share or Certificate Savings accounts. Use these loans to build credit history or to make a large purchase without wiping out your accounts—no credit check required!

For Share Secured or Certificate Secured Loans, funds totaling 100% of the loan amount will be held until the loan is repaid. Loan amounts start at $500 and require a minimum monthly loan payment of $25.

For a Share Secured Line of Credit, only Share accounts can be used as collateral, and funds totaling 110% of the loan will be held until the loan is repaid. Loan amounts range from $500 to $100,000 with a minimum monthly payment of $25. Your initial rate will be determined by the percentage of shares being used as the credit limit and will adjust monthly thereafter.


    
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.
The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account.
For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.