CFCU offers expatriate employees many financial products and services. All services below (except home loans) are available without a Social Security Number.
To open accounts with the Credit Union, a minimum deposit of $25 is required along with:
- A copy of your passport,
- A copy of your Chevron badge (front and back) and Letter of Assignment/Introduction (provided by your Assignee Counselor),
- CFCU Membership Application and Agreement, and
- IRS form W-8 BEN (if you are not a U.S. citizen and do not have a Social Security Number),
Membership Benefits
Expat New Membership Benefits
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Expat New Membership Benefits
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Expatriate Products and Services
CFCU offers the following products and services to meet the needs of Chevron expatriates working in the US:
DEPOSIT ACCOUNTS
FREE Checking Accounts
- NO Social Security Number required for Chevron expatriates.
- FREE ATM/Debit Card, box of checks, and online check images.
- UNLIMITED check writing abilities.
FREE Savings Accounts
- No Social Security Number required for Chevron expatriates.
- Earn highly competitive dividends on our money market accounts and share certificates (CDs).
CONSUMER LOANS
Auto Loans
- NO Social Security Number required for Chevron expatriates.
- Chevron Corporation may guarantee your auto loan while in the U.S. up to $26,000.
- Loans fund within 3 days (depending on Chevron Treasury approval) with terms of up to 48 months.
To apply for an auto loan, click here to enter the secure Consumer Loan Application . DO NOT apply through our online Consumer Loan Application.
Credit Cards & Personal Lines of Credit with a Credit Card
- NO Social Security Number required for Chevron expatriates.
- Use your card to make purchases and travel reservations, pay bills, and get cash.
- Comes with a great rate plus many extra features and benefits.
To apply for a Credit Card or Personal Line of Credit with Credit Card, please print the appropriate application below and fax the completed form, along with a copy of your Letter of Introduction (LOI) or Expat Assignment Offer Letter, and a copy of your Chevron Badge (front and back), to 1-510-627-5373 or email to expat@chevronfcu.org. DO NOT apply through our online applications.
If you are a U.S. citizen with a Social Security Number who currently lives outside of the U.S. but have a permanent U.S. address, please click here for the Expatriate Credit Card Application.
If you are a foreign national (with or without a Social Security Number) currently living in the U.S. and have a permanent U.S. address, please click here for the Foreign National Credit Card Application.
If you are outside of the U.S. and do not have a permanent U.S. address, and would like a Personal Line of Credit with Credit Card upon arrival for assignment, please click here for the Personal Line of Credit Consumer Loan Application.
HOME LOANS
Real Estate Services
- Social Security Number required.
- Exclusive provider of bridging loans for relocating Chevron employees.
- Our loan officers are salaried, not commission-based, so expatriates may speak with them comfortably about mortgage needs without fear of a hard sell.
OTHER SERVICES
Convenient Electronic Services
- FREE PC Access online banking.
- FREE Direct Deposit.
- FREE internal account transfers.
- FREE electronic statements and Bill Payer.
- Low-cost domestic and international wire/money transfers
Financial Education
- One-on-one counseling available on US banking systems and financial services.
Auto and Home Insurance
Liberty Mutual (all locations except Texas)
- Liberty Mutual will credit expatriates for non-US driving experience, thereby avoiding the often exorbitant rates charged to new US drivers.
- Expatriate must provide US driver's license and a letter, in English, from his/her previous insurance company (home country) stating a clean driving record for the past 3 years and the total number of years of driving experience.
- Pay your premium automatically with a monthly deduction from your CFCU accounts.
- For a free quote, visit www.libertymutual.com or call 800-225-8281 today.
Farmers Insurance through The Host Insurance Group (Texas only)
- Overseas driving experience taken into consideration to provide you with the best rates.
- Pay your premium automatically with a monthly deduction from your CFCU accounts.
- Choose from 6 or 12 month policies, with worldwide liability coverage included.
- A Social Security Number or US driver’s license is not required to secure insurance.
- Log on to www.hostinsurance4internationals.com or call 281-342-3276 to sign up today.
For more information on CFCU and our expatriate services, please speak with your Assignee Counselor, visit your local CFCU branch, or call us at 1-510-627-5000 or 1-800-232-8101.