Certificate Rates

Rates are effective as of May 22, 2013

Certificates

Certificate Type	Minimum Deposit	Dividend Rate **	APY *	Term (Months)
3-Month**	$500	0.449%	0.45%	3
6-Month**	$500	0.499%	0.50%	6
9-Month**	$500	0.598%	0.60%	9
1-Year**	$500	0.698%	0.70%	12
1-Year SuperShare50**	$50,000	0.747%	0.75%	12
1-Year SuperShare 100**	$100,000	0.797%	0.80%	12
2-Year**	$500	0.846%	0.85%	24
2-Year SuperShare50**	$50,000	0.896%	0.90%	24
2-Year SuperShare100**	$100,000	0.946%	0.95%	24
3-Year**	$500	0.995%	1.00%	36
3-Year SuperShare50**	$50,000	1.040%	1.05%	36
3-Year SuperShare100**	$100,000	1.094%	1.10%	36
4-Year**	$500	1.193%	1.20%	48
4-Year SuperShare50**	$50,000	1.242%	1.25%	48
4-Year SuperShare100**	$100,000	1.292%	1.30%	48
5-Year**	$500	1.390%	1.40%	60
5-Year SuperShare50**	$50,000	1.440%	1.45%	60
5-Year SuperShare100**	$100,000	1.489%	1.50%	60

Disclosures

IRA/Roth Share Certificates are not offered for terms of less than six months.
Rates are subject to change without notice.
Rate changes are generally posted each Wednesday morning.

*APY = Annual Percentage Yield
**Subject to early withdrawal penalty. Dividends will be compounded daily and will be credited to your account monthly.

For additional information please call us at: 800-232-8101.