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Rates are effective as of May 22, 2013

 Certificates

Certificate TypeMinimum DepositDividend Rate **APY *Term (Months)
3-Month**$5000.449%0.45%3
6-Month**$5000.499%0.50%6
9-Month**$5000.598%0.60%9
1-Year**$5000.698%0.70%12
1-Year SuperShare50**$50,0000.747%0.75%12
1-Year SuperShare 100**$100,0000.797%0.80%12
2-Year**$5000.846%0.85%24
2-Year SuperShare50**$50,0000.896%0.90%24
2-Year SuperShare100**$100,0000.946%0.95%24
3-Year**$5000.995%1.00%36
3-Year SuperShare50**$50,0001.040%1.05%36
3-Year SuperShare100**$100,0001.094%1.10%36
4-Year**$5001.193%1.20%48
4-Year SuperShare50**$50,0001.242%1.25%48
4-Year SuperShare100**$100,0001.292%1.30%48
5-Year**$5001.390%1.40%60
5-Year SuperShare50**$50,0001.440%1.45%60
5-Year SuperShare100**$100,0001.489%1.50%60


Disclosures


IRA/Roth Share Certificates are not offered for terms of less than six months.
Rates are subject to change without notice.
Rate changes are generally posted each Wednesday morning.

*APY = Annual Percentage Yield
**Subject to early withdrawal penalty. Dividends will be compounded daily and will be credited to your account monthly.

For additional information please call us at: 800-232-8101.