Certificate Rates

Rates are effective as of July 28, 2010

Certificates

Certificate Type	Minimum Deposit	Dividend Rate **	APY *	Term (Months)
3-Month**	$500	0.946%	0.950%	3
6-Month**	$500	1.045%	1.050%	6
9-Month**	$500	1.143%	1.150%	9
1-Year**	$500	1.390%	1.400%	12
1-Year SuperShare50**	$50,000	1.440%	1.450%	12
1-Year SuperShare 100**	$100,000	1.489%	1.500%	12
2-Year**	$500	1.784%	1.800%	24
2-Year SuperShare50**	$50,000	1.833%	1.850%	24
2-Year SuperShare100**	$100,000	1.882%	1.900%	24
3-Year**	$500	2.127%	2.150%	36
3-Year SuperShare50**	$50,000	2.176%	2.200%	36
3-Year SuperShare100**	$100,000	2.225%	2.250%	36
4-Year**	$500	2.372%	2.400%	48
4-Year SuperShare50**	$50,000	2.421%	2.450%	48
4-Year SuperShare100**	$100,000	2.469%	2.500%	48
5-Year**	$500	2.859%	2.900%	60
5-Year SuperShare50**	$50,000	2.907%	2.950%	60
5-Year SuperShare100**	$100,000	2.956%	3.000%	60

Disclosures

IRA/Roth Share Certificates are not offered for terms of less than six months.
Rates are subject to change without notice.
Rate changes are generally posted each Wednesday morning.

*APY = Annual Percentage Yield
**Subject to early withdrawal penalty. Dividends will be compounded daily and will be credited to your account monthly.

For additional information please call us at: 800-232-8101.