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Share Certificates
Share Certificates are a stable investment with a fixed rate of return. CFCU's rates are highly competitive, quoted weekly, and fixed at the time of purchase.
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Master Account Agreement and Disclosure (PDF)
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.
The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does
not
include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account.
For more information about temporary NCUA insurance coverage of transaction accounts, visit
www.ncua.gov
.