Real Estate Loans

New mortgage rules designed to provide consumers with greater clarity about the terms of their loan – and allow them time to fully review those terms prior to signing – went into effect on October 3, 2015. Learn more.

Shop for your loan today. Live in your home tomorrow.

With great rates and helpful, friendly Real Estate Loan Officers, Chevron Federal Credit Union (CFCU) makes it easy to purchase a home, refinance a loan, or get secondary financing. We are committed to helping you find the right mortgage product to fit your needs.

We offer a variety of products to meet your financial goals whether you want to purchase a home, refinance, consolidate debt, make home improvements, or need extra cash. Our loans have no prepayment penalties and may be refinanced at any time. If you are looking for reduced cost mortgage alternatives, check out our Reduced Cost Loan Programs.

Chevron Federal Credit Union Real Estate Services

CFCU Real Estate Services is an inventive new program that puts a team of Real Estate professionals to work for you. Let us help you realize the dream of home ownership and/or selling your existing home.

Exclusive Member Benefits: 

  • Cash Back Program
  • Credit Union Certified Real Estate Agent
  • Dedicated Member Advocates
  • Homebuyer's/Sellers Privilege Package

Learn how CFCU's Real Estate Services program can help you.

First Time Homebuyer Program

If you are a first time homebuyer, CFCU’s First Time Homebuyer Program can help you purchase your first home with a low down payment.

To qualify for the program, you must have:*

  • A down payment of at least three percent
  • A credit score of at least 620
  • Completed “The Road to Homeownership” course at with a score of 90% or higher

Foreign and non-traditional credit accounts may be considered to establish credit history. The program may be used to purchase single family homes, condominiums, and manufactured homes that are permanently fixed to the foundation. 

Watch our First Time Homebuyer video on YouTube.

For more information, contact your local loan officer or give us a call at 510-627-5120 or toll-free 888-334-5120.

*Other restrictions may apply.

CFCU Condo Program

Finding a home loan for a condo is not always easy due to stringent guidelines on everything from the percentage of non-owner occupied units to the number of units with delinquent HOA dues.

As a portfolio lender, the Credit Union can approve loans on condos that might otherwise fall outside of standard guidelines.

Stop by your local branch or give us a call at 510-627-5120 or toll-free 888-334-5120 to learn how we may be able to help you purchase or refinance your condo.

Chevron Corporation's Relocation Program

If you are a relocating employee of Chevron Corporation and are eligible for Chevron Corporation's Relocation Program, take a look at our RELO Program

At CFCU, we offer the latest financial tools that enable you to make sound financial choices and make the home-buying process simple.

Learn More

Click here to learn more about joining CFCU.

For more information on our real estate services, please call us at 510-627-5120 or toll-free 888-334-5120, or visit your local CFCU branch and speak to one of our friendly Real Estate Loan Officers.

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