Expatriate Program

Chevron Federal Credit Union offers expatriate employees working in the U.S. a range of financial products and services. Many of our services are available without a Social Security number or ITN (Individual Taxpayer Identification Number).

CFCU Membership Application for Chevron Expatriates


Membership Benefits

Foreign Nationals who will be working for Chevron in the U.S. may apply for CFCU membership prior to arrival in the U.S., or at any time after arriving.


To open an account with the Credit Union, you will need:

  • A copy of your passport,
  • A copy of the front and back of your Chevron badge and/or a copy of your Letter of Assignment or Letter of Introduction,
  • CFCU Membership Application and Agreement,
  • IRS form W-8 BEN,
  • BSA form questionnaire, and
  • A minimum $25 opening deposit ($50 for joint accounts).


Click here for instructions on how to complete IRS form W-8 BEN.

Please be advised that the CFCU membership application must be signed in ink and cannot be submitted by fax or email. CFCU will only accept original applications. If you are mailing your membership packet from overseas, we recommend that you send it by tractable courier service.

Supplementary restrictions apply for foreign memberships and may supersede CFCU field-of-membership rules.


Deposit Programs

CFCU offers FREE Checking and Savings accounts to meet the needs of Chevron expatriates working in the U.S.


FREE Checking Account

  • No Social Security number or ITIN required for Chevron expatriates
  • FREE ATM/Debit Card, box of checks, and online check images
  • UNLIMITED check writing abilities


FREE Savings Accounts

  • No Social Security number or ITIN required for Chevron expatriates
  • Earn highly competitive dividends on our MarketEdge Money Market Savings accounts


Visa® Card with Unsecured Line of Credit*

Use your Line of Credit and associated Visa card to pay for daily purchases, secure travel reservations, and take care of upfront relocation expenses.

Foreign Nationals coming to work for Chevron in the U.S. may apply for the unsecured line of credit during the six months prior to arriving in the U.S. However, a U.S. residential address must be supplied before we can issue the Visa card.

Maximum amount is $5,000.

Apply for Visa Card with Unsecured Line of Credit


Foreign National Loan Program*

CFCU offers select personal and auto loans to Chevron expatriates working in the U.S. 

If you are interested in obtaining Consumer or Auto Loans with Chevron Federal Credit Union, we require the following documentation:

  • Credit Union Membership Application - We will make the initial $25 opening deposit required to establish membership.
  • Letter of Introduction/Assignment - You must provide an introduction letter stating your repatriation date, the division of the company you are currently on assignment for, and the name and phone number of the Human Resources counselor assigned to you.


Other Services


Electronic Services

  • FREE Online Banking and Mobile Banking
  • FREE Direct Deposit
  • FREE Internal Account Transfers
  • FREE Electronic Statements and Account Notices
  • FREE Domestic Bill Payer Service
  • Low-Cost Domestic and International Wire/Money Transfers


Financial Education

We can provide one-on-one counseling regarding U.S. banking systems and financial services.


Auto & Home Insurance


Liberty Mutual (all locations except Texas)

  • Liberty Mutual will credit expatriates for non-U.S. driving experience, thereby avoiding the high rates often charged to new U.S. drivers
  • Expatriates must provide a valid U.S. driver's license and a letter, in English, from his/her previous insurance company (in the home country) stating a clean driving record for the past three years, as well as the total number of years of driving experience
  • Pay your premium automatically with a monthly deduction from your CFCU accounts

For a free quote from Liberty Mutual, please call Dave Fabucci at 800-439-0455, extension 58339.


Farmers Insurance through The Host Insurance Group (Texas only)

  • Overseas driving experience taken into consideration to provide you with the best rates
  • Pay your premium automatically with a monthly deduction from your CFCU accounts
  • Choose from six or 12 month policies, with worldwide liability coverage included
  • A Social Security number or U.S. driver's license is not required to secure insurance

Click here or call 281-342-3276 to sign up.



For more information on CFCU and our expatriate services, please speak with your Assignee Counselor, visit your local CFCU branch, email us, or call us at 510-627-5000 or 800-232-8101.



*Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice.


Facing Financial Hardships? We Can Help.

Read More