CFCU offers several products and services to make the auto buying process easier.

Mechanical Breakdown Protection (MBP)

Your vehicle is a major investment. That is why purchasing mechanical breakdown protection (MBP) is a wise choice. MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure. Most important of all, Mechanical Breakdown Protection provides Peace of Mind so you can experience Worry-free Driving!

Note: Mechanical Breakdown Protection is available in all states, however in California it is offered as Mechanical Breakdown Insurance.

Features & Benefits:

  • Nationwide Protection
  • 24-Hour Roadside Assistance for the term of your coverage
  • Rental Vehicle Assistance
  • Transferable Coverage if you sell your vehicle before your agreement expires


Since 1971, Autoland has been helping credit union members buy new and pre-owned cars.

With Autoland, there's no haggling and no hard-sell pressure. Best of all, your personal Autoland consultant will provide you with unbiased advice every step of the way.

All you have to do is choose the car you want to buy, and your personal Autoland consultant will utilize their expansive dealer network to find it and negotiate the price on your behalf.  They can also get you a great value for your trade-in.

Once CFCU approves your loan, Autoland works with you to arrange delivery of your new vehicle at your convenient Credit Union branch.

To begin your ultimate auto buying experience, visit or call them directly at 800-234-6999, and be sure to identify yourself as a CFCU member.

Want to get pre-approved for an auto loan before you start shopping? Stop by your local CFCU branch, call us at 510-627-5000 or 800-232-8101, or click here to apply online.

Kelley Blue Book

Consult Kelley Blue Book online to determine the value of your new or used car before you buy or sell:

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) offers protection against financial liability when financing a new or used vehicle. It protects against financial loss in the event that the vehicle is damaged beyond repair (totaled), or stolen and never recovered. With GAP, the covered deficiency balance is then waived.


Driving a new vehicle without GAP is like taking a leap of faith. Your automobile insurance will cover damages in the event of an accident, but if your vehicle is declared a total loss or is stolen, there's no safety net to protect you from financial hardship.


Within the first two or three years of ownership, your new vehicle will depreciate faster than the loan/lease balance. A significant gap can exist between the amount your insurance company will pay and the amount you still owe.

GAP could save you thousands of dollars that would otherwise be an out-of-pocket expense. This affordable coverage costs only pennies per day and bridges the gap between what you owe and what your insurance company will pay, protecting you from unnecessary risk. For example, if your loan/lease balance is $20,000 but your insurance company will only pay $16,000, GAP will pay the $4,000 difference.

Ask Us

If you're planning to buy a new automobile or have recently purchased one, ask your loan/lease representative about GAP. It's easy to enroll and there is no cash down; the cost can even be included in your monthly payments.

Discount Auto Insurance

Save on your insurance premiums with Liberty Mutual Insurance Group's Savings Plus Program. Premiums are quoted on an annual basis and are not subject to increases every three or six months like most insurers. You even have the option of paying your premium automatically with a monthly deduction from your CFCU account.

For a free quote over the phone, call 800-225-8281 or visit Liberty Mutual Insurance.

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