Chevron Federal Credit Union offers several products and services to make the auto buying process easier. 

Mechanical Breakdown Protection

Note: MBI is available in all states (Vehicle Service Contracts (VSC) excluding California)

Your vehicle is a major investment. That is why purchasing mechanical breakdown protection (MBP) is a wise choice. MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure. Most important of all, Mechanical Breakdown Protection provides Peace of Mind so you can experience Worry-Free Driving!

Features & Benefits

  • Nationwide Protection
  • 24-Hour Roadside Assistance for the term of your coverage
  • Rental Vehicle Assistance
  • Transferable Coverage if you sell your vehicle before your agreement expires
  • Learn More about MBP features & Benefits
  • Autoland

    For more than thirty-five years, Autoland has been helping credit union members buy cars.

    With Autoland, there's no haggling and no hard-sell pressure. Best of all, your personal Autoland consultant will provide you with unbiased advice every step of the way.

    All you have to do is choose the car you want to buy. Your personal Autoland consultant will get at least three quotes from dealers in your area and give you the best price.

    Once CFCU approves your loan and you sign Autoland's purchase order, Autoland works with you to arrange delivery of your new vehicle.

    To begin your ultimate auto buying experience, visit or call them directly at 866-AUTOLAND, and be sure to identify yourself as a CFCU member.

    Want to get pre-approved for an auto loan before you start shopping? Stop by your local CFCU branch, call us at 510-627-5000 or 800-232-8101, or click here to fill out our online application.


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    Kelley Blue Book

    Kelley Blue Book

    Consult Kelley Blue Book online to determine the value of your new or used car before you buy or sell:


    Auto Insurance Products

    Guaranteed Asset Protection (GAP)
    Guaranteed Asset Protection (GAP) offers protection against financial liability when financing a new or used vehicle. It protects against financial loss in the event that the vehicle is damaged beyond repair (totaled), or stolen and never recovered. With GAP, the covered deficiency balance is then waived.
    Driving a new vehicle without GAP is like taking a leap of faith. Your automobile insurance will cover damages in the event of an accident, but if your vehicle is declared a total loss or is stolen, there's no safety net to protect you from financial hardship.
    Within the first two or three years of ownership, your new vehicle will depreciate faster than the loan/lease balance. A significant gap can exist between the amount your insurance company will pay and the amount you still owe. 
    How GAP Works

    GAP Insurance Chart

    Note:  This graph is provided as an example only. The actual payoff may vary.
    GAP could save you thousands of dollars that would otherwise be an out-of-pocket expense. This affordable coverage costs only pennies per day and bridges the gap between what you owe and what your insurance company will pay, protecting you from unnecessary risk. For example, if your loan/lease balance is $20,000 but your insurance company will only pay $16,000, GAP will pay the $4,000 difference.
    Ask Us
    If you're planning to buy a new automobile or have recently purchased one, ask your loan/lease representative about GAP. It's easy to enroll and there is no cash down; the cost can even be included in your monthly payments.
    Easy Claim Process
    First, report your claim to your primary insurance company or agent. If your vehicle is determined to be damaged beyond repair (totaled) or is stolen and never recovered, and there is a gap between your insurance company's settlement and your loan/lease balance, please report the claim to us, your lender. You will need to provide a copy of your insurance company's settlement and, in the case of theft, a copy of the police report.

    Why You Need GAP Protection
    In addition to paying the difference between your insurance settlement and loan/lease balance, GAP also: 

    • Covers your financing agreement for the entire loan or lease term.
    • Delivers risk protection from total loss or unrecovered theft.
    • Offers coverage up to $50,000.
    • Pays your auto insurance deductible, up to $1,000, in cases of total loss.
    • If you finance state taxes and license fees, up to 120% of MSRP, that's covered as well.
    • No separate cash payment is needed; simply add the cost of GAP to your automobile loan/lease.

    Underlying auto insurance on the vehicle must be in force and maintained to be eligible for GAP coverage. GAP is cancelable within the first 30 days. After 30 days, the cancellation refund is computed in accordance with GAP cancellation provisions. Please refer to the Debt Cancellation Agreement for complete details. 


    Discount Auto Insurance

    Save on your insurance premiums with Liberty Mutual Insurance Group's Savings Plus Program. Premiums are quoted on an annual basis and are not subject to increases every three or six months like most insurers. You even have the option of paying your premium automatically with a monthly deduction from your CFCU account.

    For a free quote over the phone, call 800-225-8281 or visit Liberty Mutual Insurance.Lilberty Mutual 

    Email is not a secure method of communication. Please do not send personal, account or other sensitive information via email.