CFCU's 80-10-10 Mortgage may be able to help you avoid the added expense of Private Mortgage Insurance when you don't have a 20% down payment.*


80-10-10 Mortgage Key Features:

  • 80% of your purchase price in a first mortgage
  • 10% of your purchase price in a second mortgage
  • 10% of your purchase price as a down payment


This program is available for jumbo and conforming loans with no-prepayment penalty. Borrowers' credit scores can be as low as 660 with up to 50% debt-to-income ration, and a total purchase price of up to $1 million is allowed.


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*Subject to credit score. All loans are subject to approval. Terms are subject to change at any time and without notice. The program may be used for owner-occupied properties only.

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