First Mortgage Rates
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Conforming - loan amount less than or equal to $417,000; $625,500 in AK and HI.
Jumbo - loan amount greater than $417,000; $625,500 in AK and HI.
Rates Subject to Change Without Notice. To lock-in a rate or to confirm current rates and buy down options contact a Loan Officer.
Adjustable rates shown are based on a 30-year term and a Conforming Loan Amount.
Fixed rates shown for 15 year and 30 year terms are based on a Conforming Loan Amount.
*Your application for Automatic Payment must be completed prior to the closing of your loan. Please contact your Loan Officer for assistance.
**Annual Percentage Rate (APR).
Rates effective 08/19/2008
Rate Assumptions
OUR MOST
POPULAR PROGRAMS |
Loan
Program |
Loan
Rate |
APR** |
Discount
Points |
| 30 Year Fixed |
6.500 |
6.518 |
0 |
| 15 Year Fixed |
6.000 |
6.030 |
0 |
| 5/5 ARM |
5.875 |
5.926 |
0 |
| 3/3 ARM |
5.625 |
5.548 |
0 |
| 1 Year ARM |
5.375 |
4.985
|
0 |
NO CLOSING COST
LOAN PROGRAM |
Loan
Program |
Loan
Rate |
APR** |
Discount
Points |
| 30 Year Fixed |
7.000 |
7.000 |
0 |
| 15 Year Fixed |
6.500 |
6.500 |
0 |
| 5/5 ARM |
6.375 |
6.104 |
0 |
| 3/3 ARM |
6.125 |
5.654 |
0 |
| 1 Year ARM |
5.875 |
5.010 |
0 |
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