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There’s more to the car buying process than securing financing.

It’s important to do your research to find the right car for your lifestyle. And once you’ve purchased the right car, you’ll want to make sure it’s protected. Beyond being your lender, Chevron Federal Credit Union is here to help with the before and after of buying a car. We provide resources to simplify the car buying process and recommendations for how our insurance partners can save you money. 

Resources for before you buy

Kelley Blue Book
Kelley Blue Book is a great resource for determining the true value of your new or used vehicle before you buy (or sell). Easily accessible online at, Kelley Blue Book can help you find the right car based on your needs, access expert advice, and feel confident you’re getting a good deal.

Loan pre-approval
Want to get pre-approved for an auto loan before you start shopping? Click here to apply. To speak with a customer service representative, stop by your local Chevron Federal Credit Union branch, or give us a call at 800-232-8101. For those outside the U.S., please call 510-627-5000.

Shop Better with AutoSMART
Browse thousands of new and used cars, trucks, crossovers, and more available at local dealers on one convenient website. Looking for something specific? Build a custom vehicle with the trim, style, color, and options that suit your needs, and we'll connect you with a dealer that can order that vehicle for you. Once you've found the perfect vehicle, apply for financing with Chevron Federal Credit Union directly through AutoSMART for a seamless auto buying process. Shop AutoSMART today.

Protecting your investment

Auto insurance discounts
We want to make sure your vehicle is protected and that you have peace of mind when you’re on the road. That’s why we partner with Liberty Mutual Insurance to provide a 5% discount1 on auto policies for our members. 

Liberty Mutual Insurance, ranked 75th on the 2019 Fortune 100 and rated “A” (Excellent) for financial strength, offers high-quality insurance products with universal appeal, at reasonable prices. We’re proud to partner with Liberty Mutual Insurance to share this great benefit with you.

Guaranteed Asset Protection (GAP)
Chevron Federal Credit Union and Allied Solutions provide our members the opportunity to protect their vehicle purchase with Guaranteed Asset Protection Advantage, or GAP Advantage. In most cases, vehicle values depreciate as soon as they are driven off the lot. That means within a short period of time, the market value of your vehicle may be lower than what you owe on your auto loan. In the event of an incident resulting in total loss or unrecovered theft of your vehicle, most insurance companies will only pay the Actual Cash Value (ACV). This could leave you with a significant balance of the remaining auto loan balance.

For example, if your loan balance is $15,000 but your insurance company will only pay $13,000 for a total loss, GAP will pay the $2,000 difference.

As part of this voluntary, non-insurance plan with Allied Solutions, Chevron Federal Credit Union members may be eligible for a $1,000 finance credit toward the purchase of a new vehicle following a GAP Advantage covered event.

Mechanical Repair Coverage (MRC)
A breakdown can be troubling enough without the added worry of expensive repairs.
The older your vehicle gets, the more expensive it can be to fix it – and the more often you need to. Mechanical Repair Coverage may help keep those costs in check, saving your budget from future unexpected repair costs.2

1 Discount varies by state.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1- 800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality.


From everyday finance to life’s big money moments, it’s better when you belong.