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There’s more to the car buying process than securing financing.

It’s important to do your research to find the right car for your lifestyle. And once you’ve purchased the right car, you’ll want to make sure it’s protected. Beyond being your lender, Chevron Federal Credit Union is here to help with the before and after of buying a car. We provide resources to simplify the car buying process and recommendations for how our insurance partners can save you money. 

Resources for before you buy

Kelley Blue Book
Kelley Blue Book is a great resource for determining the true value of your new or used vehicle before you buy (or sell). Easily accessible online at, Kelley Blue Book can help you find the right car based on your needs, access expert advice, and feel confident you’re getting a good deal.

Loan pre-approval
Want to get pre-approved for an auto loan before you start shopping? Click hereto apply. To speak with a customer service representative, stop by your local Chevron Federal Credit Union branch, or give us a call at 800-232-8101. For those outside the U.S., please call 510-627-5000.

Shop Better with AutoSMART
Browse thousands of new and used cars, trucks, crossovers, and more available at local dealers on one convenient website. Looking for something specific? Build a custom vehicle with the trim, style, color, and options that suit your needs, and we'll connect you with a dealer that can order that vehicle for you. Once you've found the perfect vehicle, apply for financing with Chevron Federal Credit Union directly through AutoSMART for a seamless auto buying process. Shop AutoSMART today.

Protecting your investment

Auto insurance discounts
We want to make sure your vehicle is protected and that you have peace of mind when you’re on the road. That’s why we partner with Liberty Mutual Insurance to provide a 5% discount1 on auto policies for our members. 

Liberty Mutual Insurance, ranked 75th on the 2019 Fortune 100 and rated “A” (Excellent) for financial strength, offers high-quality insurance products with universal appeal, at reasonable prices. We’re proud to partner with Liberty Mutual Insurance to share this great benefit with you.
Guaranteed Asset Protection (GAP) discount
Within the first two or three years of ownership, your new vehicle will depreciate faster than the loan balance. A significant gap can emerge between the market value of your car and the amount you owe on your auto loan. This means if your car is declared a total loss or stolen and never recovered, your loan balance may exceed what your insurance company will pay you. 

Guaranteed Asset Protection coverage bridges this gap, protecting you from unnecessary risk. For example, if your loan balance is $20,000 but your insurance company will only pay $16,000 for a total loss, GAP will pay the $4,000 difference. We partner with Federal Insurance Company, a Chubb company, to offer our members a 5% discount on Guaranteed Asset Protection. It’s easy to enroll, and there’s no cash down; the cost can even be included in your monthly payments. 

1 Discount varies by state.

From everyday finance to life’s big money moments, it’s better when you belong.