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Give yourself a financial breather, Special Personal Loan Rates as low as 6.90% APR*, Through March 31

 

If financial worries are adding to your stress lately, don’t miss this chance to give yourself a little breather.

A Personal Loan may be able to offer you some financial breathing space. Personal Loans can be taken out for any reason – from quarantine puppy expenses to upgraded home office equipment. But they can be most impactful when used to alleviate financial stresses such as high-interest credit card debt, unexpected medical expenses, or a higher-than-expected tax bill.

With fixed rates and terms, you’ll know exactly how much your monthly payment is. And no need to worry about rate increases throwing your budget off track since your rate stays the same throughout the loan.

 

Special Personal Loan Rates as low as 6.90% APR*, Through March 31

 

Act by March 31 to take advantage of this special low rate!*

 

Personal loans

Our Personal Loans allow you to borrow a lump sum at a low fixed rate and pay it back over a set term.

  • Borrow up to $25,000*
  • Terms available from 12 to 60 months*

*Member must complete and submit a full loan application between February 1 and March 31, 2021. New accounts subject to application, credit qualification, and income verification. The minimum loan amount is $500. Annual Percentage Rate (APR) and maximum loan amount will be based on approved credit. Minimum gross monthly income of $1,000 required. Other restrictions may apply. Loan payment example: $19.75 per month per $1,000 borrowed at 6.90% APR for 60 months.

Account limits between $500 and $25,000. Your Annual Percentage Rate (APR) and account limit will depend upon your credit history and will be determined when a credit decision is made. Other restrictions may apply.


 

Personal line of credit

A personal line of credit is a revolving credit that you can access as you need it, instead of borrowing one lump sum.

A maximum limit will be set at the outset, and you can draw on those funds up to the maximum amount as expenses come up. This is a great option to have as an emergency fund for unexpected expenses. And with no collateral requirement, you don’t need to borrow against your home or your other assets. 

Loan payment example: $21.23 per month per $1,000 borrowed at 9.90%APRfor 60 months

Good for:

  • Those who need varying amounts of funds for different purposes at different times
  • Those who know they will need quick access to a loan at a later time


Benefits: 

  • You can take out small sums periodically, as opposed to one lump sum
  • Credit limit of up to $25,0004
  • Interest accrues only on what is used
  • Monthly payments are based on the balance of your loan
  • Loan issued based on creditworthiness, without the use of property or other assets as collateral5


To begin using your personal line of credit:


Tapping your line of credit is as easy as writing a check for purchases or transferring funds from your line of credit to another account. 

Here are three ways to transfer funds:

  1. Use Online Banking or Mobile Banking
  2. Stop by your local Chevron Federal Credit Union branch
  3. Give us a call at 800-232-8101 Monday through Friday, 5am to 9pm, and Saturday, 8am to 4pm Pacific Time. (For those outside the U.S., call 510-627-5000.)

Rates shown are "as low as." Rates are subject to change without notice.

Rates shown are "as low as." Rates are subject to change without notice.
2
APR = Annual Percentage Rate
3 Member must complete and submit a full loan application. New accounts subject to application, credit qualification, and income verification. The minimum loan amount is $500. Annual Percentage Rate (APR) and maximum loan amount will be based on approved credit. Minimum gross monthly income of $1,000 required. Other restrictions may apply.
4 Account limits between $500 and $25,000. Your Annual Percentage Rate (APR) and account limit will depend upon your credit history and will be determined when a credit decision is made. Other restrictions may apply.
5 Member must complete and submit a full loan application. New accounts subject to application, credit qualification, and income verification. The minimum loan amount is $500. Annual Percentage Rate (APR) and maximum loan amount will be based on approved credit. Minimum gross monthly income of $1,000 required. Other restrictions may apply. 
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