Deposits & Transfers

Out and about

ATMs
If you’re out and about and need cash, you can use your ATM card or debit card to get cash surcharge-free from any Chevron Federal Credit Union-owned ATM or from one of thousands of network ATMs. 

We belong to the CO-OP ATM, Alliance One, Allpoint, and MoneyPass ATM networks, so look for machines with any of these logos:



You can also find network ATMs using our ATM & Branch Finder or our Mobile Banking app.

Our current ATM daily limit is $1,000, but is subject to adjustment.

You can make up to eight withdrawals per card per month at network machines not owned by Chevron Federal Credit Union. If you exceed that amount during a month, we will charge a nominal fee of $1 for each additional withdrawal at non-Chevron Federal Credit Union ATMs that month. 

Shopping
If your ATM card is linked to a checking account, you can use it to make purchases at retail locations with point-of-sale terminals, but the card does not have a chip and is less secure than a debit card. We recommend that ATM cards only be used at ATMs.

If you think you’ll be making regular purchases at point-of-sale terminals, or if you will be making purchases online, we suggest that you replace your ATM card with a debit card. It’s more flexible and more secure for making purchases. Learn more about the benefits of a debit card here. 

Our daily limit for point-of-sale purchases is currently $2,500.

At home

Check deposits
Online Banking and Mobile Banking provide a convenient way to deposit checks without leaving the comfort of your home. Be sure to sign the back of your check and write "For Mobile Deposit" under your signature, then click or tap Checks to get started.

Maximum electronic deposit limits are set based on your transaction history with Chevron Federal Credit Union. To find your maximum electronic deposit amount, log in to Online Banking, click Checks, and look beside the Check Amount box. 

Transfers to institutions
Online Banking and Mobile Banking allow you to easily transfer money between your Chevron Federal Credit Union accounts and your accounts at other financial institutions. You can also set up automatic transfers.

In Online Banking or Mobile Banking, click or tap Pay/Transfer to find your transfer options. Add your external accounts by selecting Manage Recipients.

Transfers to individuals
If you go to the Pay/Transfer tab in Online Banking or Mobile Banking, you can also transfer funds to the Chevron Federal Credit Union accounts of your friends and family. Select Manage Recipients to add their accounts.

To transfer money to non-members in Online Banking or Mobile Banking, click or tap Pay/Transfer and select Pay by Zelle^®.