Featured Mortgage Loan Rates

Whether you are refinancing a home or making a purchase, our members get great rates.

And, if you already have your mortgage with us, you might qualify for a rate refresh. Click here to learn more.

Purchase Home Loans up to $647,200*

January 18, 2022 10:00 AM
 RatePointsAPR
30 Year Fixed 3.625 % 0.000 % 3.897 %
15 Year Fixed 2.750 % 0.000 % 2.970 %
ARM 3/6 30YR 3.125 % 0.000 % 3.336 %
ARM 7/6 30YR 3.375 % 0.000 % 3.438 %

Please note that rates and fees are subject to change without notice.

Purchase Home Loans Over $647,200*

January 18, 2022 10:00 AM
 RatePointsAPR
30 Yr Jumbo Fixed 3.375 % 0.000 % 3.639 %
15 Yr Jumbo Fixed 3.000 % 0.000 % 3.221 %
JUMBO ARM 3/6 30YR 2.875 % 0.000 % 3.280 %
JUMBO ARM 7/6 30YR 2.875 % 0.000 % 3.193 %

Please note that rates and fees are subject to change without notice.

Your dream home awaits!

Apply now for a home loan or get your personalized rate quote! 

Refinance Loans up to $647,200*

January 18, 2022 10:00 AM
 RatePointsAPR
30 Year Fixed 3.750 % 0.000 % 4.060 %
15 Year Fixed 2.875 % 0.000 % 3.156 %
ARM 3/6 30YR 3.125 % 0.000 % 3.370 %
ARM 7/6 30YR 3.375 % 0.000 % 3.472 %

Please note that rates and fees are subject to change without notice.

Refinance Loans Over $647,200*

January 18, 2022 10:00 AM
 RatePointsAPR
30 Yr Jumbo Fixed 3.625 % 0.000 % 3.932 %
15 Yr Jumbo Fixed 3.125 % 0.000 % 3.410 %
JUMBO ARM 3/6 30YR 2.875 % 0.000 % 3.314 %
JUMBO ARM 7/6 30YR 3.125 % 0.000 % 3.348 %

Please note that rates and fees are subject to change without notice.

Your dream home awaits!

Apply now for a home loan or get your personalized rate quote! 

* “Conforming” loan amounts are less than or equal to $647,200; $970,800 in AK and HI. “Jumbo” loan amounts are greater than $647,200; $970,800 in AK and HI.

0 point pertains to the "Origination Point Fee" and there may be other loan level pricing adjustment (LLPA) costs that still apply. These can be affected by the applicant's loan-to-value, credit score, cash-out, occupancy status, and other factors.

 


Rate Assumptions

Annual Percentage Rates (APR) are calculated based on a loan amount of $647,200 for conforming loans, $970,800 for Jumbo loans. The amortization term for Adjustable Rate Mortgage (ARM) programs is 15 or 30 years.

Rates shown are for a credit score of 740 or better, purchase, one unit, owner-occupied property on a 45 day lock, based on an 80% or less loan to value ratio. Your rate may be different.

If down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.

For adjustable-rate mortgages (ARMs), rates are subject to increase after consummation.

For the 7/6 months, 5/6 months, and 3/6 months ARM programs the interest rate is fixed for the initial 7, 5, or 3 years. After the initial fixed period, the rate will adjust every six months for the remaining term. Other amortization terms available.

Not all borrowers will qualify for all rates. Rates and terms are subject to change without notice. Limited to owner-occupied, one-to-four family units. Other restrictions on property may apply. Property insurance required. Flood insurance may be required. 

Rates subject to change daily. Rates are not guaranteed until locked. Click here for the interest rate cap table


Search
Banner Image

Ready to become a member?

We’re ready to work hard for you and your money.

From everyday finance to life’s big money moments, it’s better when you belong.