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You work hard. And your IRA should work hard too.

Let us help — with Chevron Federal Credit Union IRAs. Individual Retirement Accounts (IRAs) are great tools for building a strong retirement fund. Unlike most investments, IRA contributions may be tax-deductible and will grow either tax-deferred or tax-free depending on the type of IRA you choose. Chevron Federal Credit Union offers both Traditional and Roth IRAs in a liquid savings plan or in higher-yield Share Certificates in a variety of terms.

Consult your financial advisor to determine which IRA plan is best for you.*

Types of IRAs

Traditional IRA
Traditional IRAs may provide immediate tax benefits, with contributions and/or earnings tax-deferred until retirement (based on the availability of your employer-based retirement plan and your income level at time of retirement).

Roth IRA
A Roth IRA gives you the ability to invest your after-tax dollars today, lets the investment grow tax-deferred, then allows you to withdraw your principal and earnings tax-free after five years. (You may be subject to a 10 percent penalty on the earnings if taken before age 59 ½.)

Learn more and get started

We partner with industry-leading financial services and retirement savings organization Ascensus to offer the IRA and HSA Center, a one-stop shop for retirement resources and education. For more information about our IRA offerings, or to open an IRA, visit our IRA and HSA Center, or give us a call at 800-232-8101. For those outside the U.S., please call 510-627-5000.

See if you are saving enough for your retirement goals.


* Chevron Federal Credit Union does not provide tax or retirement savings advice. Please consult with a professional.

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