A personal loan allows you to borrow a lump sum of money at a low fixed rate and pay it back over a set term.
Whether you are facing an unexpected medical or tax bill, need to make a big purchase, or want to save by consolidating high-interest debts at a lower rate, a personal loan could be your answer.
- Paying off unexpected medical or tax bills to avoid additional fees or penalties
- Finance a major purchase
- Consolidating credit card or multiple debts into one convenient loan with a set term
- Save money by locking high-interest debt into a lower rate with set terms
- Borrow up to $25,0003
- Flexible terms from 12 to 60 months3
See for yourself
If you are currently paying off a balance on your credit card, it could take you a lot longer than with a personal loan. Check out the Credit Card calculator to see when your balance might be paid off.
Now that you know how long it might take to pay off those credit cards and how much additional interest you will pay, see what could happen if you convert that debt to a personal loan.
In addition to the money saved in interest, you gain peace of mind knowing what to expect each month and when your loan will be paid off.
2 APR = Annual Percentage Rate
3 Member must complete and submit a full loan application. New accounts subject to application, credit qualification, and income verification. The minimum loan amount is $2,000. Annual Percentage Rate (APR) and maximum loan amount will be based on approved credit. Minimum gross monthly income of $1,000 required. Other restrictions may apply.