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Our members have access to some of the best mortgage financing options available anywhere.

Whether you’re buying your first home, financing a retirement home, or refinancing your current mortgage, Chevron Federal Credit Union will help you find a mortgage solution that’s right for you. With customizable options and competitive interest rates, our mortgage packages are tough to beat.

Types of mortgages

Fixed-rate mortgages
Fixed-rate mortgage payments will not change over the life of your loan. Your interest rate is fixed and cannot go up or down. Chevron Federal Credit Union offers fixed-rate mortgages in 30, 20, 15 and 10-year options1.

Adjustable-rate mortgages
Adjustable-rate mortgages (ARMs) offer a lower starting interest rate and, therefore, a lower monthly payment. However, your interest rate and your payment may increase as time goes on. Chevron Federal Credit Union ARMs are available in 15 and 30-year terms and provide an initial fixed-rate period of 3, 5, 7, or 10 years2 before the rate will adjust.

Jumbo mortgages
Need to borrow more than $548,250?3 A jumbo mortgage can help with that. Chevron Federal Credit Union offers a variety of jumbo loans to meet your needs. 

Chevron Corporate Relocation Program

The Chevron Corporate Relocation Program assists with major moving expenses related to Chevron-initiated employee relocation. If you are a relocating employee of Chevron Corporation and you are eligible for the Chevron Corporate Relocation Program, Chevron Federal Credit Union can help you finance a home purchase. Learn more about the Chevron Corporate Relocation Program.

Need help finding a house? HomeAdvantage can help you find your dream home!

Buying or selling your home is among the largest financial transactions you’ll make. As part of your membership with Chevron Federal Credit Union, you get free access to a network of expert real estate professionals, exclusive resources, and cash rewards.

Learn More

Let's get started

We’re committed to helping you make sound financial decisions and find the right mortgage product to meet your needs. Take a look at our low rates and let us help you get into your dream home.

1 Payment Example: At a 2.875% interest rate (2.929% APR), a 30-year conventional mortgage would have monthly payments of $2,274.64. These payments are based on a $548,249 loan on a $685,300 property in Alameda county, CA. If an escrow account is required or requested, your actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. The values shown assume the loan is for the purchase of a single family residence that will be used as a primary residence and that the applicant has a credit score of 740 or higher.

2 Payment Example: At a 2.125% initial interest rate (2.659% APR), a 7/6 ARM with a 30-year term would have monthly payments of $2,060.88 for the first 84 months, then $2,257.17 for the next 275 months, with a final payment of $2,256.42. Your actual payments will be based on market conditions at the time of interest rate changes per the terms of your loan agreement. For ARMs, the rate may increase after consummation. These payments are based on a $548,249 loan on a $685,300 property in Alameda county, CA. If an escrow account is required or requested, your actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. The values shown assume the loan is for the purchase of a single family residence that will be used as a primary residence and that the applicant has a credit score of 740 or higher.

3 Limits will vary depending on your county.

What our members are saying

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William S.

Mississippi

"Ms. L was very helpful with all aspects of the loan. She walked us through all the paperwork, explaining all the steps before signing them. I have had nothing but great experiences with Chevron Federal Credit Union, and all the employees that work there are very nice and courteous every time you go inside the building. I would highly recommend Chevron Federal Credit Union."

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Elba V.

California

"Great service from beginning to end. Michael S. was extremely patient answering all my questions through the process. Thanks so much!"

Still have questions?

Our Mortgage Relationship Managers are here to help you every step of the way. Please call our Home Loan Help Desk at 888-334-5120. For those outside the U.S., call 510-627-5120.

To check your pending application status, simply log in to your existing application.

Contact our Home Loan Help Desk

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