Required Documentation by Secured Loan Type
Required Documentation
Dealer Purchase – New or Used Vehicle:
- Purchase Contract (must be signed by all parties)
- Copy of Dealer Invoice/MSRP (new vehicle)
- Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
- Current mileage and color of vehicle is required
- Copy of valid Driver License (for each borrower)
- For Non-Franchise Dealer purchases, copy of front and back of the Title is required
Lease Buyout:
- Complete Lease Buyout Package from Leasing company (Including Odometer Disclosure and Title Instructions)
- Copy of current Registration (expiration date cannot be within 60 days of loan date)
- Current mileage and color of vehicle is required
- Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
- Copy of valid Driver License (for each borrower)
Private Party Purchase – with Lien:
- Bill of Sale (written or typed; must be signed by all parties; include mileage and final amount we will finance and include any down payment if applicable)
- 10-day Pay Off Quote (hard copy from existing Lender required)
- Copy of current Registration (expiration date cannot be within 60 days of loan date)
- Current mileage and color of vehicle is required
- Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable))
- Copy of valid Driver License (from buyer(s) and seller(s))
- Smog Certificate (Required for CA Only)
Private Party Purchase – no Lien, own free & clear:
- Bill of Sale (written or typed; must be signed by all parties; include mileage and final amount we will finance. Please include any down payment if applicable)
- Copy of front and back of Title (Original title will be required, after funding, to complete the titling process)
- Copy of current Registration (expiration date cannot be within 60 days of loan date)
- Current mileage and color of vehicle is required
- Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
- Copy of valid Driver License (from buyer(s) and seller(s))
- Smog Certificate (Required for CA Only)
Lien Only:
- Copy of front and back of Title (Original title will be required, after funding, to complete the titling process)
- Copy of current Registration (must be current within 60 days from date of the loan)
- Current mileage and color of vehicle is required
- Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
- Copy of valid Driver License (for each borrower)
External Refinance:
- Copy of current vehicle registration (must not expire within 60 days of loan date)
- 10-day Pay Off Quote (hard copy from existing Lender required)
- Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
- Current mileage and color of vehicle is required
- Copy of valid Driver License (for each borrower)
Internal Refinance:
- Copy of current vehicle registration (must not expire within 60 days of loan date)
- Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
- Current mileage and color of vehicle is required
- Copy of valid Driver License (for each borrower)
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