Required Documentation by Secured Loan Type


Required Documentation

Dealer Purchase – New or Used Vehicle:

  • Purchase Contract (must be signed by all parties)
  • Copy of Dealer Invoice/MSRP (new vehicle)
  • Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
  • Current mileage and color of vehicle is required
  • Copy of valid Driver License (for each borrower)
  • For Non-Franchise Dealer purchases, copy of front and back of the Title is required

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Lease Buyout:

  • Complete Lease Buyout Package from Leasing company (Including Odometer Disclosure and Title Instructions)
  • Copy of current Registration (expiration date cannot be within 60 days of loan date)
  • Current mileage and color of vehicle is required
  • Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
  • Copy of valid Driver License (for each borrower)

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Private Party Purchase – with Lien:

  • Bill of Sale (written or typed; must be signed by all parties; include mileage and final amount we will finance and include any down payment if applicable)
  • 10-day Pay Off Quote (hard copy from existing Lender required)
  • Copy of current Registration (expiration date cannot be within 60 days of loan date)
  • Current mileage and color of vehicle is required
  • Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable))
  • Copy of valid Driver License (from buyer(s) and seller(s))
  • Smog Certificate (Required for CA Only)

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Private Party Purchase – no Lien, own free & clear:

  • Bill of Sale (written or typed; must be signed by all parties; include mileage and final amount we will finance. Please include any down payment if applicable)
  • Copy of front and back of Title (Original title will be required, after funding, to complete the titling process)
  • Copy of current Registration (expiration date cannot be within 60 days of loan date)
  • Current mileage and color of vehicle is required
  • Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
  • Copy of valid Driver License (from buyer(s) and seller(s))
  • Smog Certificate (Required for CA Only)

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Lien Only:

  • Copy of front and back of Title (Original title will be required, after funding, to complete the titling process)
  • Copy of current Registration (must be current within 60 days from date of the loan)
  • Current mileage and color of vehicle is required
  • Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
  • Copy of valid Driver License (for each borrower)

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External Refinance:

  • Copy of current vehicle registration (must not expire within 60 days of loan date)
  • 10-day Pay Off Quote (hard copy from existing Lender required)
  • Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
  • Current mileage and color of vehicle is required
  • Copy of valid Driver License (for each borrower)

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Internal Refinance:

  • Copy of current vehicle registration (must not expire within 60 days of loan date)
  • Proof of your current auto insurance (copy of existing vehicle insurance card is acceptable)
  • Current mileage and color of vehicle is required
  • Copy of valid Driver License (for each borrower)

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