Vehicle Loan Rates

Rate Effective Date : Nov 23, 2021
Loan Type Vehicle Type Term (Months)1 APR as low as2
Auto New 12-60 1.99%
61-72 2.34%
73-84 2.74%
Used 12-60 2.34%
61-72 2.69%
73-84 3.09%
RVs & Personal Watercraft New 12-60 4.74%
61-72 4.74%
73-84 4.74%
85-120 5.24%
121-180 5.74%
Used 12-60 5.24%
61-72 5.24%
73-84 5.24%
85-120 5.74%
121-180 6.24%
Motorcycles New 12-60 1.99%
61-72 2.34%
73-84 2.74%
Used 12-60 2.34%
Farm Equipment3 New 36-60 6.25%
60-72 6.75%
Used 36-60 6.25%
60-72 6.75%

1 Actual term based on amount financed.
2 APR = Annual Percentage Rate. Rates are subject to credit approval and shown are “as low as”. APRs range based on factors including transaction type, loan term, payment method, vehicle condition, and credit worthiness/score. Loan terms are based on various factors including amount financed. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Offered rates are subject to change without notice. Rate includes .50% reduction with automatic payments.
New: LTV up to 100% max (MSRP or High KBB including Tax, License and Warranty); Used: 100% Max LTV (High KBB)

Auto: If your vehicle model year is the current year or within the previous two years and the mileage does not exceed 30,000, we consider it new. If your vehicle model year is within the past nine years and the mileage does not exceed 125,000 miles, we consider it used. Talk to us about programs for older autos.

Motorcycle: If your motorcycle model year is the current year or within the previous two years and the mileage does not exceed 30,000, we consider it new. If your motorcycle model year is within the past seven years and the mileage does not exceed 125,000, we consider it used. Talk to us about programs for older motorcycles. 

Loan payment examples:
New Auto/Motorcycle Loan: $17.53 per month per $1,000 borrowed at 1.99% APR for 60 months.
New RV/Personal Watercraft: $18.76 per month per $1,000 borrowed at 4.74% APR for 60 months.

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