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Let our MarketEdge and Certificate accounts work together for you.

Up to 4.00% APY4

MarketEdge Money Market
Earn more on your everyday budget

Up to 5.00% APY4

12-Month Share Certificate
Let your balance grow for future goals


Open Your Account Today!

Share certificates provide a stable savings option with a fixed rate of return.

Like Certificates of Deposit (CDs), share certificates offer fixed rates of return, which are typically higher than those of our Primary Savings accounts.

  • Guaranteed returns locked in for 3 months up to 5 years1
  • Available for individuals, trusts, and Traditional and Roth IRAs2
  • Open with as little as $500; higher rates at $100,000 & $250,0003

If you access your funds before maturity, you will incur an early withdrawal penalty that could range from 3 months to 12 months of dividends depending on the length of the share certificate. You can also borrow against the share certificate using a Secured Loan. To learn more, visit our Secured Loans page.

Our MarketEdge Money Market Savings account is a high-yield savings account with the convenience of checks and a debit card.

Unlike most high-yield savings accounts, in which your money becomes less accessible, Chevron Federal Credit Union ensures the best of both worlds: save more with higher dividend rates and access your funds anytime you need.

Key features

  • No monthly maintenance fees or term restrictions
  • No minimum balance required to open or maintain (balances below $2,500 earn our regular Primary Share Savings account dividend rate)4
  • Easy access via checks or debit card
  • Also available as a Money Market Health Savings Account for members with a high deductible health plan (HDHP)

1 All certificates are subject to an early withdrawal penalty. Fees could reduce earnings.

2 To open a Certificate in an IRA, please stop by your branch or give us a call at 866-859-5552

3 The minimum balance to open a Share Certificate is $500.

4 See today’s rates. Rates are subject to change without notice. Dividends are compounded daily and paid monthly.


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