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Visa® College Real Rewards Card

  • Earn 1.5 points monthly for every dollar you spend on eligible net purchases.1
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards.2
  • 2,500 bonus rewards points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards or travel savings. 


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1 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
2 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible t o earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.

As a CFCU member, you deserve the very best. Whether you're planning a trip, managing household finances, or starting your credit history, we offer a variety of credit cards for you to choose from to meet your needs and provide the benefits you deserve.

All of our credit card products come with a variety of important features including EMV smart chip technology.

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To report a lost or stolen card 24 hours a day, please call toll-free 866-633-9958. If you are outside of the United States, call us collect at 701-461-1878.

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