Disaster Relief

We are committed to helping members recover when they are affected by natural disasters. 

If you need help accessing funds or obtaining an extension or forbearance for a current loan with the Credit Union, please call 800-232-8101.

 
Disaster Relief Personal Loan1

 
If you need access to additional funds, our Disaster Relief personal loan product can help you.

  • 4.99% APR2
  • Maximum loan amount of $25,000
  • Optional 90-day deferred payments
  • Terms from 12 – 60 months
     

If you are located in a disaster zone as defined by FEMA, please call 800-232-8101 to see if you qualify for a Disaster Relief Personal Loan.
 


 
Consumer Loan Extension

 
If you have an existing auto, personal, or solar loan, or a personal line of credit, you may qualify for a loan term extension of up to 90 days. The missed payments are added to the end of the loan.

If you are granted an extension on your consumer loan, your missed payments are considered current during the extension and your credit will not be affected.
 


 
Mortgage Forbearance

 
If you have an existing Credit Union mortgage, you may qualify to delay payments for up to 90 days. Members who qualify can choose how many mortgage payments to skip and the length of time to pay back the missed payments once the forbearance period is over.

  • 3 month forbearance – 12 month repayment
  • 3 month forbearance – 24 month repayment
  • 3 month forbearance – 36 month repayment
     

Please keep in mind that mortgage payments will increase once the forbearance period is over and the repayment period starts.

If you are granted mortgage forbearance, your missed payments are considered current during the forbearance period and your credit will not be affected.
 


1Disaster Relief Personal Loan limited to Credit Union members/properties in ZIP Codes declared eligible for individual assistance by FEMA following a natural disaster. Members who are eligible for FEMA assistance should submit a FEMA application for assistance prior to applying for assistance from Chevron Federal Credit Union.

2APR (Annual Percentage Rate) of 4.99% valid as of 9/3/21 and subject to change without notice. Payment Example:  $18.87 per month $1,000 borrowed at 4.99% APR for 60 months.

All loans are subject to approval. Other restrictions may apply.

 

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