First-Time Homebuyer Program

With Chevron Federal Credit Union’s First-Time Homebuyer Program, purchase your first home with a down payment as little as 3%.

Buying your first home is a major life milestone! Here at Chevron Federal Credit Union, we want to make the process as stress-free as possible, so you can focus on enjoying this exciting accomplishment.

Key Features of the First-Time Homebuyer Program:

  • A down payment as little as 3%*
  • Down payment may be 100% gifted


  • Single family homes, condominiums, and manufactured homes that are permanently fixed to the foundation 
  • Credit score of 620 or higher 
  • Completed the “Pathways to Homeownership” course, with a score of 90% or higher, through BALANCE, our financial guidance partner.

Your Path to Homeownership

Still have questions?

Our Mortgage Relationship Managers are here to help you every step of the way. Please call our Home Loan Help Desk at 888-334-5120. For those outside the U.S., call 510-627-5120.

To check your pending application status, simply log in to your existing application.

* Other restrictions may apply. 
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