First-Time Homebuyer Program

With Chevron Federal Credit Union’s First-Time Homebuyer Program, purchase your first home with a down payment as little as 3%.

Buying your first home is a major life milestone! Here at Chevron Federal Credit Union, we want to make the process as stress-free as possible, so you can focus on enjoying this exciting accomplishment.

Key Features of the First-Time Homebuyer Program:

  • A down payment as little as 3%*
  • Down payment may be 100% gifted


  • Single family homes, condominiums, and manufactured homes that are permanently fixed to the foundation 
  • Credit score of 620 or higher 
  • Completed the “Pathways to Homeownership” course, with a score of 90% or higher, through BALANCE, our financial guidance partner.

Your Path to Homeownership

Still have questions?

Our Mortgage Relationship Managers are here to help you every step of the way. Please call our Home Loan Help Desk at 888-334-5120. For those outside the U.S., call 510-627-5120.

To check your pending application status, simply log in to your existing application.

Learn more with an expert!

Join a Chevron FCU expert to learn about buying your first home, home equity, and more in our webinar series! 

New dates are added on a regular basis.

What Is Home Equity Tuesday, May 17, 2022 6:00 PM CT / 7:00 PM ET

Register Now

Buying Your Next Home - Southern CaliforniaThursday, May 19, 202212:00 PM PT / 3:00 PM ET

Register Now

Buying Your Next Home - Northern CaliforniaWednesday, May 25, 20226:00 PM PT / 9:00 PM ET

Register Now

* Other restrictions may apply. 

From everyday finance to life’s big money moments, it’s better when you belong.