SPECIAL LOYALTY BOOST

¹Offer available to all members in good standing who have a Share Certificate maturing May 1 – 31, 2024. Each Share Certificate has a required minimum opening deposit of $500. To qualify for this promotion, member must reinvest at least the original opening deposit in one or more Share Certificates no later than 10 days following their certificate maturity date to receive a basis point increase to the maturity date’s rate (rate bump).

Reinvesting the original opening deposit in another Share Certificate qualifies the membership to open additional Share Certificate(s) at the same time and receive the promotional rate bump. For Certificates with terms of 3 months to 5 years, the new rate will be the maturity date’s rate plus a rate bump of 0.10%. Member may also choose to participate in a Special Certificate Ladder² with a rate bump of 0.20%.

²Special Share Certificate Ladder: Share Certificate Laddering means investing in multiple Share Certificates of varying terms.

Each Share Certificate in the ladder is subject to the minimum $500 opening deposit requirement. For the Special Certificate Ladder (9-Month + 18-Month + 24-Month Share Certificates), the new rates will be the maturity date’s rate for each term plus a rate bump of 0.20%. Funds must be split equally between the three Share Certificates.

If choosing the Special Certificate Ladder option, the total combined balance of the 3 certificates must be equal to or greater than the original balance of the maturing certificate. For example, if the original opening balance of the maturing certificate was $15,000, then the ladder must total $15,000 or more with the funds divided equally into three Share Certificates with different maturity dates:

• $5,000 into a 9-month Share Certificate with maturity date’s rate + 0.20%
• $5,000 into an 18-month Share Certificate with maturity date’s rate + 0.20%
• $5,000 into a 24-month Share Certificate with maturity date’s rate + 0.20%
  

³ APY (Annual Percentage Yield) of 5.00% based on a 12-Month Certificate with an APY of 4.80% plus a 0.20% APY boost as part of the Special Certificate Ladder. 4.80% APY effective April 22, 2024, and subject to change without notice.

Federally Insured by NCUA