CFCU's everyday Checking account is FREE!

Our Checking account offers free ATM transactions, no per-check charges or monthly fees, and above-market dividends whenever your balance exceeds $500.1

Only $25 is needed to open a Checking account, and there is no minimum balance required to maintain the account.

Checking accounts can be designated as the following types of accounts: Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.


Today's Rates



Checking Account Features

Convenient features help you manage your finances.

  • Automatic payroll deduction
  • Direct deposit
  • eDeposit of paper checks 
  • Electronic Fund Transfers
  • Wire transfers
  • Free Overdraft Protection


ATM or Debit Card

An ATM/Debit card gives you easy access to your funds.

  • ATM cash withdrawals up to $500/day3
  • Unlimited surcharge-free transactions at Credit Union-owned ATMs and up to eight surcharge-free transactions per month at 85,000+ network ATMs3
  • Free and unlimited point-of-sale (POS) transactions with your Debit card4



Other Accounts with Checking


New Solutions Checking Account

  • A "second chance" checking account to help rebuild your financial health
  • $5 monthly fee
  • Converts to regular checking account after 12 months of positive activity5


Learn More

Money Market Savings Account

  • High yields
  • No term restrictions
  • Up to six checks a month6


Learn More


1 Except for New Solutions Checking, when accounts are in good standing.
2 Dividends compounded daily and credited monthly. 
3 After eight transactions per month per card, a $1.00 fee will be charged for each transaction at a non-CFCU owned ATM.
4 Subject to funds availability.
5 Other restrictions apply. 
6 Federal Regulations limit pre-authorized or electronic payments, withdrawals, and outgoing transfers to six per month for savings and money market accounts.

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